Incoming International Wire Transfer Instructions

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Even if MACU does not have a SWIFT code, you can still receive funds through intermediary banks. The sender’s financial institution will have a corresponding bank in the US. These corresponding banks will arrange the transfer and forward the fund to MACU through local transfer using a routing number. The following information would be necessary:

Intermediary Bank Information (Sender’s bank will provide this information)
Name of correspondent or intermediary bank
Swift of correspondent or intermediary bank
Address of correspondent bank
Fees: If the transfer involves the conversion of currency, it is likely gambling database that you will get a low exchange rate from the banks. There may also be hidden fees. For international transfer, try TransferWise for the best conversion rates and lower wire transfer fees.

Take note that there are respective articles for Chase Routing Number, Wells Fargo Routing Number, Citibank Routing Number, Bank of America Routing Number, and PNC Routing Number. Please check the website.

Domestic Wire Transfer to MACU
Processing local wire transfers through the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are real-time, unlike ACH transfers, which take two to four days for the money to reflect in your account. Hence, the receiver gets the money on the same day. Wire transfer is, therefore, more expensive than ACH transfer.